Meet the team at Iolaire Financial – find out what we love about our work and how we help our clients to plan for a rewarding, secure future. Call us on 01764 664210 to start your financial planning today.
A few words about who we are and what we do
Lynda Upperton
Independent Financial Adviser
What I enjoy about working at Iolaire
I like that every day is different. We never know what enquiries will arise day to day and I like the challenge of being able to find a solution in the independent marketplace tailored to each client’s circumstances. I also enjoy working with the team where we find plenty of “light relief” throughout the day.
What I bring to the company
I have over 35 years’ experience in financial services. I have worked mainly in banking in a variety of roles and covered most of Scotland throughout my career.
I have experience in all aspects of financial advice and can draw on this experience to help our clients.
Before Iolaire, I worked with Laura and Daley in previous jobs, so we have a strong working relationship.
About me
I was born in Perth, and lived in Perth and the surrounding area my whole life.
My qualifications include the Diploma in Financial Planning from the Chartered Insurance Institute (Dip CII) and the Certificate in Mortgage Advice and Equity Release (Cert CII (MP &ER). I am a member of the Personal Finance Society.
I enjoy running, reading, yoga, gardening and keeping fit in my spare time, along with walking my dog Pepper.
I have recently remarried and we enjoy spending time with our 5 grown-up "children" and thier partners at weekends.
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Daley Smith
Chartered Independent Financial Planner
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What I enjoy about working at Iolaire
I enjoy helping clients from all types of financial backgrounds but I particularly love the problem-solving nature of my job.
I obtain a great deal of satisfaction from improving our clients’ financial position and maintaining strong relationships with those clients, many of whom I have dealt with for over a decade.
What I bring to the company
I have expertise in wealth management and advising business owners.
I work strongly with other professional advisers, such as accountants and solicitors, to achieve the correct outcomes for clients.
About me
Originally from Ayrshire, I moved to Perthshire in 2006. I’ve worked in Financial services for over 16 years in various roles including Credit Manager, Bank Manager and Financial Adviser.
My qualifications include the Advanced Diploma in Financial Planning from the Chartered Insurance Institute (APFS) and the Certificate in Mortgage Advice & Equity Release (Cert CII (MP & ER) ). I am a Council Member of the Chartered Institute of Insurance (Perth and Dundee) and a member of the Personal Finance Society.
I’m a great lover of most sports. I love playing golf and I’m presently working to get the handicap down. At the moment this is proving difficult to balance, so I’m always open to playing with clients so that I can pretend to the team that I’m working(!)
Most of all I love spending time with my two sons
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Laura McNiven
Mortgage Adviser
What I enjoy about working at Iolaire
I get great pleasure helping clients to buy the house of their dreams – I remember how excited I was when I bought my first house and I want to help our customers do that too.
I love dealing with our customers and enjoy the fact that now I am an independent adviser I can always find the right mortgage to suit my clients’ needs.
What I bring to the company
I have over 30 years’ experience in Financial Services, including 25 years’ experience as a mortgage adviser.
About me
I was born in Bradford-on-Avon and moved to Edinburgh when I was seven, then to Perth when I was 16 and I’ve been here ever since.
My qualifications include the Certificate in Mortgage Advice and Practice (CeMap).
I have two grown-up children, Mark and Claire, who are both studying for degrees.
I enjoy socialising and travelling abroad to the sun.
Robyn Connell
Paraplanner
What I enjoy about working at Iolaire
I have only worked at Iolaire for a short time, but I can already tell that they have a great team and a nice working atmosphere. I enjoy the variety of the work I do; each day is different, but my favourite part has to be when Pepper pops over to see me - usually lunch time!
What I bring to the company
Having worked in Financial Services since leaving school, I have over 10 years’ experience in the industry, in various roles. I have worked directly with advisors for 5 years. I pride myself on being an excellent communicator with clients & providers, which ensures I always get the task in hand done.
About me
I live in Stirling with my two boxer dogs, Jack & Cash. Most weekends I can be found socialising with friends, or travelling around the UK, showing my dogs, ‘Borestone Boxers’.
I am working towards my diploma in Regulated Financial Planning and would like to move in to the Advice side of the industry when I have achieved this.
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Caitlin O'Mahony
Administrator
About Me:
After working in Hospitality for the last 10 years I decided I needed a new challenge in my career.
Originally from Southern Ireland, I moved to Auchterarder in May 2016 for a college placement to earn my Diploma in Restaurant management and I haven’t looked back!
I enjoy visiting new places in Scotland and going on spontaneous trips abroad with my friends.
What I enjoy about working at Iolaire?
Every day is different and I’m learning new aspects all the time. We have a strong team who are always willing to help each other out. What more can you ask for!
What I bring to the company?
As a relatively new member to the team, I enjoy working with my colleagues and helping our clients with their needs. I particularly enjoy helping our clients receive their mortgage to buy the homes of their dreams, it’s a great feeling! I like to be helpful and assist in any way I can for my colleagues and for our clients. I really enjoy how diverse each day can be.
Ross Cramb
Financial Planner
What I enjoy about working at Iolaire
I enjoy hearing how our work provides positive outcomes for our clients, and the difference we can make to their lives.
On a side note, I love a spreadsheet.
What I bring to the company
I have worked in the industry for 5 years since studying Computer Science. I hold a Diploma in Regulated Financial Planning issued by the CII, and will be working towards Chartered status over the coming years.
About me
In my spare time I enjoy watching football, going travelling and listening to music.
Pepper
Office Greeter
What I enjoy about working at Iolaire
My favourite part of the day is lunchtime.
What I bring to the company
I bring 6 years experience of greeting clients and training new staff.
About me
I am always cheery and enjoy my job, as I get older I have started to wind back and find myself sleeping more.
Lynda Upperton
Independent Financial Adviser
What I enjoy about working at Iolaire
I like that every day is different. We never know what enquiries will arise day to day and I like the challenge of being able to find a solution in the independent marketplace tailored to each client’s circumstances. I also enjoy working with the team where we find plenty of “light relief” throughout the day.
What I bring to the company
I have over 35 years’ experience in financial services. I have worked mainly in banking in a variety of roles and covered most of Scotland throughout my career.
I have experience in all aspects of financial advice and can draw on this experience to help our clients.
Before Iolaire, I worked with Laura and Daley in previous jobs, so we have a strong working relationship.
About me
I was born in Perth, and lived in Perth and the surrounding area my whole life.
My qualifications include the Diploma in Financial Planning from the Chartered Insurance Institute (Dip CII) and the Certificate in Mortgage Advice and Equity Release (Cert CII (MP &ER). I am a member of the Personal Finance Society.
I enjoy running, reading, yoga, gardening and keeping fit in my spare time, along with walking my dog Pepper.
I have recently remarried and we enjoy spending time with our 5 grown-up "children" and thier partners at weekends.
Daley Smith
Chartered Independent Financial Planner
What I enjoy about working at Iolaire
I enjoy helping clients from all types of financial backgrounds but I particularly love the problem-solving nature of my job.
I obtain a great deal of satisfaction from improving our clients’ financial position and maintaining strong relationships with those clients, many of whom I have dealt with for over a decade.
What I bring to the company
I have expertise in wealth management and advising business owners.
I work strongly with other professional advisers, such as accountants and solicitors, to achieve the correct outcomes for clients.
About me
Originally from Ayrshire, I moved to Perthshire in 2006. I’ve worked in Financial services for over 16 years in various roles including Credit Manager, Bank Manager and Financial Adviser.
My qualifications include the Advanced Diploma in Financial Planning from the Chartered Insurance Institute (APFS) and the Certificate in Mortgage Advice & Equity Release (Cert CII (MP & ER) ). I am a Council Member of the Chartered Institute of Insurance (Perth and Dundee) and a member of the Personal Finance Society.
I’m a great lover of most sports. I love playing golf and I’m presently working to get the handicap down. At the moment this is proving difficult to balance, so I’m always open to playing with clients so that I can pretend to the team that I’m working(!)
Most of all I love spending time with my two sons
Laura McNiven
Mortgage Adviser
What I enjoy about working at Iolaire
I get great pleasure helping clients to buy the house of their dreams – I remember how excited I was when I bought my first house and I want to help our customers do that too.
I love dealing with our customers and enjoy the fact that now I am an independent adviser I can always find the right mortgage to suit my clients’ needs.
What I bring to the company
I have over 30 years’ experience in Financial Services, including 25 years’ experience as a mortgage adviser.
About me
I was born in Bradford-on-Avon and moved to Edinburgh when I was seven, then to Perth when I was 16 and I’ve been here ever since.
My qualifications include the Certificate in Mortgage Advice and Practice (CeMap).
I have two grown-up children, Mark and Claire, who are both studying for degrees.
I enjoy socialising and travelling abroad to the sun.
Robyn Connell
Paraplanner
What I enjoy about working at Iolaire
I have only worked at Iolaire for a short time, but I can already tell that they have a great team and a nice working atmosphere. I enjoy the variety of the work I do; each day is different, but my favourite part has to be when Pepper pops over to see me - usually lunch time!
What I bring to the company
Having worked in Financial Services since leaving school, I have over 10 years’ experience in the industry, in various roles. I have worked directly with advisors for 5 years. I pride myself on being an excellent communicator with clients & providers, which ensures I always get the task in hand done.
About me
I live in Stirling with my two boxer dogs, Jack & Cash. Most weekends I can be found socialising with friends, or travelling around the UK, showing my dogs, ‘Borestone Boxers’.
I am working towards my diploma in Regulated Financial Planning and would like to move in to the Advice side of the industry when I have achieved this.
Caitlin O'Mahony
Administrator
About Me:
After working in Hospitality for the last 10 years I decided I needed a new challenge in my career.
Originally from Southern Ireland, I moved to Auchterarder in May 2016 for a college placement to earn my Diploma in Restaurant management and I haven’t looked back!
I enjoy visiting new places in Scotland and going on spontaneous trips abroad with my friends.
What I enjoy about working at Iolaire?
Every day is different and I’m learning new aspects all the time. We have a strong team who are always willing to help each other out. What more can you ask for!
What I bring to the company?
As a relatively new member to the team, I enjoy working with my colleagues and helping our clients with their needs. I particularly enjoy helping our clients receive their mortgage to buy the homes of their dreams, it’s a great feeling! I like to be helpful and assist in any way I can for my colleagues and for our clients. I really enjoy how diverse each day can be.
Ross Cramb
Financial Planner
What I enjoy about working at Iolaire
I enjoy hearing how our work provides positive outcomes for our clients, and the difference we can make to their lives.
On a side note, I love a spreadsheet.
What I bring to the company
I have worked in the industry for 5 years since studying Computer Science. I hold a Diploma in Regulated Financial Planning issued by the CII, and will be working towards Chartered status over the coming years.
About me
In my spare time I enjoy watching football, going travelling and listening to music.
Pepper
Office Greeter
What I enjoy about working at Iolaire
My favourite part of the day is lunchtime.
What I bring to the company
I bring 6 years experience of greeting clients and training new staff.
About me
I am always cheery and enjoy my job, as I get older I have started to wind back and find myself sleeping more.
50 High Street
Auchterarder
PH3 1DB
Auchterarder
PH3 1DB
01764 664210
info@iolairefinancial.co.uk
info@iolairefinancial.co.uk
Registered in Scotland under reference SC534350.
The information contained within this website is subject to the UK regulatory
regime and is therefore primarily targeted at consumers based in the UK.
The information contained within this website is subject to the UK regulatory
regime and is therefore primarily targeted at consumers based in the UK.
Iolaire Financial Limited is authorised and regulated by the Financial Conduct Authority.
Iolaire Financial Limited is entered on the Financial Services register (www.fca.org.uk/register) under reference 751579.
Iolaire Financial Limited is entered on the Financial Services register (www.fca.org.uk/register) under reference 751579.
