Mortgages

Mortgages, made simple for…

First-Time Buyers

We can guide you through the process of becoming a homeowner, and help you get your first mortgage.

Buy-to-Let Investors

Having the right mortgage is essential to your portfolio, so we can help you find the best deal.

Home Movers

Moving to a new home? We can help you navigate the process. With expert guidance and access to a wide range of options, you can focus on making your new house a home!

Protection

We can help protect your and your family by protecting your most important asset, yourself.

Remortgaging

If your existing deal is coming to an end, or you need to raise some additional funds against your home, we can help you understand your options and find you the best deal.

Ongoing Support

A mortgage is a long term commitment, and we will help you find the best solution in the future should your circumstances change, or when your deal ends.

Why work with us?

  • We have decades of experience taking the stress out of mortgages.

  • Iolaire Financial is fully independent, meaning we can find you the best deal without restrictions.

  • Working with an adviser will simplify the whole mortgage process, we will help you to find the right deal and manage the application process.

  • You will get access to a wider range of options compared to going directly to a lender.

FAQs

  • We charge a simple fee of £295, this is only payable at the end of the process when you have accepted a mortgage offer.

  • This can be a complex question, and each individual's circumstances are completely different. We can help you get an idea of how much you can borrow in our initial meeting, this comes at no cost.

  • Generally speaking, the minimum deposit needed to get on the property ladder is 5%. However, each case is different and we can help you plan for buying your new home.

  • Yes, you can definitely get a mortgage if you're self-employed. While the process might require a bit more paperwork, it's not as tricky as you might think. Each lender has different rules for self-employed applications so get in touch to find out more

Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.